FD Calculator

See exactly what a fixed deposit will pay at maturity. Uses quarterly compounding - the standard for Nepali banks and finance companies. 100% free, works offline.

Deposit details

Deposit amount (NPR) Annual interest rate (%) Tenure (months)

Interest compounds quarterly at rate/4 per quarter. Tax on interest (if any) is not deducted here.

At maturity

Maturity amount

Rs 1,09,308

Interest earned

Rs 9,308

Effective annual yield

9.31%

Period	Value	Interest so far
1 yr	Rs 1,09,308	Rs 9,308

100%

Free, always

Sign-up needed

Unlimited

Calculations

NPR

FD ready

Offline

Works without net

Made for savers in Nepal

Who compares FD maturity without a paid app or spreadsheet.

Savers

Nepalis compare fixed deposit maturity across banks and co-operatives before parking money.

Retirees

Senior citizens check the higher FD rates and monthly interest they can draw.

Parents

Families open FDs for a child’s future and project the maturity.

Small businesses

Owners park surplus cash in short FDs and see the return.

Co-operative members

Members compare co-op FD rates with banks using a clear maturity figure.

NRNs

Non-resident Nepalis investing in Nepal FDs model returns in NPR.

What is a fixed deposit calculator, and how does this free Nepal tool work?

A fixed deposit (FD) locks money for a tenure at a fixed rate, paying interest at maturity. An FD calculator projects that maturity. Scolar’s tool is free and browser-only: enter the amount, rate and tenure, and see the maturity value. No sign-up, no watermark, nothing uploaded.

Why it is free, with no sign-up and unlimited use

The projection runs on your device, so no financial data is uploaded and no account is needed. That keeps the tool 100% free, adds no watermark, asks for no email, and lets you compare unlimited options.

How to calculate FD maturity, step by step

Enter the deposit amount, annual interest rate and tenure.
Choose compounding frequency (usually quarterly for FDs).
See the maturity value and interest earned instantly.

Fixed deposits in Nepal

Banks and co-operatives across Nepal offer FDs, often with higher rates for seniors. The tool works offline after loading, so you can compare on a basic phone.

“A Nepali saver should not pay for an app just to see FD maturity. Enter amount, rate, time — free.”

FDs compared free in Nepal

I compared bank and co-op FD rates here and picked the better one. Free, no app, works on my phone.

LD Laxmi Devkota Retiree

I wanted the maturity of a 3-year FD. This showed principal plus interest instantly — no signup.

BK Bikram Karki Savers

For my son’s education fund I opened an FD and this confirmed the maturity amount. Very helpful.

SS Sarmila Shrestha Parent

How it works

Enter the deposit amount, annual interest rate and tenure.

Choose compounding frequency (usually quarterly for FDs).

See the maturity value and interest earned instantly.

Why use this tool?

FD interest in Nepal is usually compounded quarterly - set the frequency to match your bank.
Senior citizens often get a higher rate; enter that rate for an accurate figure.
The result is an estimate before any applicable tax on interest.

Frequently asked questions

Is the FD calculator free to use in Nepal?

Yes. It is 100% free, with no sign-up and no watermark. You can calculate unlimited FD maturities in your browser.

Are my details uploaded?

No. The calculation is done on your device, so your deposit amount and rate never leave your browser.

Does it include interest tax?

It shows interest earned before tax. Banks may deduct tax on interest; check your bank’s rule for the net figure.

Can I compare banks and co-ops?

Yes. Enter each institution’s rate and tenure to compare maturity values side by side.

Which currency is used?

All amounts are in Nepali Rupees (NPR), as FDs in Nepal are denominated in NPR.

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