The complete 2026 guide for Nepali students

Study abroad from Nepal

Roughly one in five Nepali students in higher education now studies outside the country. The country you pick decides the cost, the intake calendar, the test you sit and the odds on your visa: far more than the university does. Start with the destination, then the test, then the firm.

Study abroad from Nepal: by the numbers

Key figures that shape the landscape for Nepali students planning to study overseas.

150,000+

Nepali students studying abroad

Estimated across all destinations

50+

Countries Nepali students choose

Including destinations without written guides

966

Licensed consultancies in Nepal

Ministry of Education registered

45+

Accepted test types

IELTS, PTE, TOEFL, GRE, GMAT, JLPT, TOPIK and more

60%

Choose Australia first

Based on NOC issuance volume

3–6 months

Average processing time

From application to visa grant

Where Nepali students go

Ordered by Ministry of Education NOC volume. Costs are indicative first-year figures in rupees, converted from the destination's own requirement: treat them as a planning range, not a quote.

🇦🇺

Australia

#1 destination

Top pick

The single largest destination for Nepali students : roughly six in ten NOC holders fly to Australia : with strong post-study work rights and a February/July intake cycle.

Tuition / year
Rs 23 lakh – Rs 41.5 lakh
Living / year
Rs 20 lakh – Rs 26 lakh
After study
2–4 years (Subclass 485)
IELTSPTETOEFL 14 consultancies
View full guide
🇯🇵

Japan

#2 destination

The second-largest destination, reached mostly through Japanese language schools : cheap tuition, generous part-time work rules and a JLPT-shaped entry route.

Tuition / year
Rs 5.5 lakh – Rs 10 lakh
Living / year
Rs 7.5 lakh – Rs 12 lakh
After study
Designated activities visa for job hunting, then a work visa
JLPTNAT 10 consultancies
View full guide
🇨🇦

Canada

#3 destination

A long-standing favourite for its work-to-residency pathway, though tightened study-permit caps have made 2024 onwards noticeably harder.

Tuition / year
Rs 17.5 lakh – Rs 34.5 lakh
Living / year
Rs 19 lakh – Rs 24 lakh
After study
PGWP of 8 months to 3 years for eligible programmes
IELTSPTEDET 15 consultancies
View full guide
🇺🇸

United States

#4 destination

The most academically prestigious destination and the one with the most scholarship money : and the most demanding application, starting a year ahead.

Tuition / year
Rs 27.5 lakh – Rs 62 lakh
Living / year
Rs 16.5 lakh – Rs 25 lakh
After study
OPT 12 months, plus 24 months for STEM
TOEFLIELTSSAT 13 consultancies
View full guide
🇬🇧

United Kingdom

#5 destination

One-year masters degrees, a two-year Graduate Route and September/January intakes : the fastest way to a foreign degree and back.

Tuition / year
Rs 23 lakh – Rs 44 lakh
Living / year
Rs 21 lakh – Rs 24 lakh
After study
Graduate Route: 2 years (3 after a PhD)
IELTSPTE 12 consultancies
View full guide
🇰🇷

South Korea

#6 destination

Low tuition, generous government scholarships and a fast-growing intake of Nepali students : with TOPIK or an English-taught programme as the entry route.

Tuition / year
Rs 4.5 lakh – Rs 11 lakh
Living / year
Rs 8 lakh – Rs 13 lakh
After study
D-10 job-seeking visa, then a work visa
TOPIK 9 consultancies
View full guide
🇮🇳

India

#7 destination

The nearest and cheapest option, dominant for MBBS, engineering and management : no English test, no visa fee, and an open border.

Tuition / year
Rs 2 lakh – Rs 18 lakh
Living / year
Rs 2.5 lakh – Rs 5 lakh
After study
Employment requires a work permit; most graduates return to Nepal
IELTS 117 consultancies
View full guide
🇩🇪

Germany

#8 destination

Tuition-free public universities and a well-marked Ausbildung route : but German language and a blocked account decide whether you get there.

Tuition / year
Free – Rs 5 lakh
Living / year
Rs 17.5 lakh – Rs 19 lakh
After study
18-month job-seeking residence permit
GoetheIELTS 21 consultancies
View full guide
🇳🇿

New Zealand

#9 destination

Smaller, safer and more relaxed than Australia, with a straightforward visa and a post-study work visa of up to three years.

Tuition / year
Rs 19 lakh – Rs 30 lakh
Living / year
Rs 17 lakh – Rs 21 lakh
After study
1–3 years depending on qualification level
IELTSPTE 21 consultancies
View full guide
🇨🇳

China

#10 destination

Heavily scholarship-driven : CSC and provincial awards fund a large share of Nepali students, mostly in medicine and engineering.

Tuition / year
Rs 4 lakh – Rs 9 lakh
Living / year
Rs 5 lakh – Rs 8 lakh
After study
Requires a separate work permit; some provinces run graduate schemes
HSK 8 consultancies
View full guide
🇮🇪

Ireland

#11 destination

English-speaking, EU-based, with a two-year Third Level Graduate Scheme and a strong pull for IT and pharmaceutical graduates.

Tuition / year
Rs 15 lakh – Rs 38 lakh
Living / year
Rs 15 lakh – Rs 20 lakh
After study
2 years for masters, 1 year for bachelors
IELTSDET 1 consultancies
View full guide
🇧🇩

Bangladesh

#12 destination

Overwhelmingly an MBBS and BDS destination : close, affordable, and admitted on NEB marks rather than an English test.

Tuition / year
Rs 9 lakh – Rs 15 lakh
Living / year
Rs 2.5 lakh – Rs 4.5 lakh
After study
None; graduates return to Nepal for NMC licensing
IELTS
View full guide

Studying abroad from Nepal: the full picture

Why Nepali students choose to study abroad

Nepal sends more students abroad per capita than almost any other South Asian country. The push factors are structural: limited university seats relative to the youth population, few research-oriented programmes, and salary ceilings that a foreign qualification materially improves. The Ministry of Education issues over 30,000 No Objection Certificates (NOCs) each year, and the real number of departures, including those who go on tourist visas and convert, is higher still.

Australia dominates because of a well-established consultancy pipeline, generous post-study work visas, and a reputation for straightforward processing. Japan draws students through its language school route, which has lower upfront costs and immediate part-time work rights. Canada has grown rapidly thanks to its permanent-residency pathway, which gives international graduates extra points in the Express Entry system. The USA, UK, South Korea, Germany and New Zealand each carve out their own niches: the USA for research universities and OPT, the UK for one-year master's degrees, Germany for zero-tuition public universities, and South Korea for government-funded scholarships.

The decision is not purely financial. Visa risk varies by country, the intake calendar dictates when you can start, and post-study work rights determine whether you can earn back your investment. A student who picks Australia without considering the regional study incentive may miss a faster PR pathway; a student who picks the USA without a strong financial profile may face higher refusal rates. This guide exists to make those trade-offs visible before you commit money or time.

How the NOC and visa process work for Nepali students

Every Nepali student studying abroad must obtain a No Objection Certificate (NOC) from the Ministry of Education, Science and Technology before departure. The NOC is applied for online at noc.moest.gov.np and requires an offer letter from the institution, academic certificates, financial evidence showing you can cover tuition and living costs, and sometimes a character certificate. The process typically takes 2–4 weeks.

After the NOC is issued, the student proceeds to the visa application: which is entirely handled by the destination country's embassy or visa authority, not by Nepal's government. Each country has its own lodgement system: Australia uses ImmiAccount, Canada uses the IRCC portal, the UK uses UKVI, and the USA requires an embassy interview. Processing times range from 2 weeks (Japan, if documents are clean) to 3+ months (Canada during peak intake). A refusal does not prevent reapplication, but it creates a record that future applications must address.

Financial evidence is the most common stumbling block. Visa officers in Australia, Canada and the UK specifically check whether bank balances look accumulated over time or deposited in a lump sum shortly before application. A balance that appeared last week reads as borrowed, and case officers are trained to notice. Start building your financial history at least 3–6 months before lodging.

Cost of studying abroad from Nepal: a realistic breakdown

The total cost of studying abroad from Nepal breaks down into four components: tuition fees, living expenses (rent, food, transport), visa and application fees, and the cost of the English or language test. Most students and families focus on tuition, but living costs often equal or exceed it: especially in Sydney, Melbourne, Toronto and London.

Germany stands out as the lowest-cost option: most public universities charge zero tuition regardless of nationality, and the main cost is a blocked account requirement of approximately Rs 12 lakh per year for living expenses. Japan through language schools is the next most affordable at Rs 14–27 lakh total for the first year. Australia, Canada and the UK cluster in the Rs 25–58 lakh range for the first year when you combine tuition, living, visa fees and the mandatory proof-of-funds requirement.

What the headline numbers miss: many destinations allow you to work part-time while studying, which offsets living costs. Australia permits 48 hours per fortnight during term and unlimited hours during holidays. Canada and the UK allow 20 hours per week during term. Germany allows 120 full days or 240 half days per year. These earnings do not replace the need for upfront proof of funds, but they meaningfully reduce the amount of family savings you need to sustain yourself through the degree.

Top destinations compared: cost, visa, work and tests

All costs are indicative first-year figures in NPR. Visa outcome rates are approximate averages from publicly available data.

CountryTuition / yearLiving / yearTotal 1st yearVisa outcomeWork hoursPost-studyMain test
🇦🇺 Australia #1 Most popular Rs 15–40 lakhRs 12–18 lakhRs 27–58 lakh~80%48 hrs/fortnight2–4 yearsIELTS / PTE
🇯🇵 Japan #2 Rs 6–15 lakhRs 8–12 lakhRs 14–27 lakh~85%28 hrs/week1–3 yearsJLPT N2–N3
🇨🇦 Canada #3 Rs 15–35 lakhRs 10–15 lakhRs 25–50 lakh~65%20 hrs/week1–3 yearsIELTS / PTE
🇺🇸 USA #4 Rs 20–60 lakhRs 12–20 lakhRs 32–80 lakh~70%20 hrs/week on-campus1 year OPTTOEFL / IELTS
🇬🇧 UK #5 Rs 15–40 lakhRs 10–18 lakhRs 25–58 lakh~85%20 hrs/week2 yearsIELTS / PTE
🇰🇷 South Korea #6 Rs 4–12 lakhRs 6–10 lakhRs 10–22 lakh~80%20 hrs/week1–2 yearsTOPIK 3–4
🇩🇪 Germany #7 Lowest costFree–Rs 3 lakhRs 8–12 lakhRs 8–15 lakh~90%120 full days/year18 monthsTestDaF / IELTS
🇳🇿 New Zealand #8 Rs 15–30 lakhRs 10–14 lakhRs 25–44 lakh~80%20 hrs/week1–3 yearsIELTS / PTE

When each destination admits students

Intake timing decides when you can start and how long you wait. Plan your test date and application at least one intake ahead so a refusal does not cost you a full year.

CountryMain intakesWhat to know
🇦🇺 AustraliaFeb, JulTwo main semesters; some universities add a Nov intake.
🇺🇸 USAAug, JanFall (Aug) is the primary intake with the widest course choice.
🇬🇧 UKSep, JanMost taught masters start in September.
🇨🇦 CanadaSep, JanFall (Sep) is the main intake for most programmes.
🇯🇵 JapanApr, OctLanguage schools run April and October; universities mostly April.
🇰🇷 South KoreaMar, SepTwo main intakes aligned to the academic year.
🇩🇪 GermanyOct, AprWinter semester (Oct) is the primary intake.
🇳🇿 New ZealandFeb, JulTwo semesters; February is the larger intake.

Which destination fits your goal

There is no single best country, only the best fit for your budget, your visa goal and how fast you want to leave. Use this as a starting filter, then open the country guide.

Best value

Germany, Japan, South Korea

Lowest total cost. Germany is mostly tuition-free; Japan and Korea offer affordable language-school and scholarship routes.

Best PR pathway

Canada, Australia, New Zealand

Clear student-to-residence routes. Points-based and graduate-visa systems reward local study and regional choices.

Best rankings & research

USA, UK

Highest concentration of top-100 universities and funded research, at a higher price and stricter financial proof.

Fastest to start

Japan language schools, Germany

Shorter lead times and, in Japan, immediate part-time work rights while you build language skills.

What Nepali students say

Real experiences from students who navigated the process: what worked, what they wish they knew, and how they chose.

"I wasted four months with a consultancy that only cared about commission. Scolar let me compare every cost in NPR before I even contacted a university. I ended up choosing a regional uni: cheaper tuition, stronger visa outcome."
ST

Suman T.

Went to University of Tasmania, now on a graduate visa

🇦🇺
"Everyone told me Japan was impossible without a consultancy. The step-by-step guide here showed me exactly what the language school application needs: I applied directly and saved Rs 1.5 lakh in agent fees."
PR

Pratiksha R.

Japanese language school in Osaka

🇯🇵
"The cost comparison table was the turning point. Germany's free tuition plus a blocked-account requirement looked daunting on paper, but seeing the numbers next to Australia and Canada made the decision obvious."
AK

Amit K.

Studying computer science at TU Munich

🇩🇪

How the process actually runs

Six steps from deciding to go abroad to boarding your flight. This applies to every destination: the specifics change, the sequence does not.

  1. 1

    Pick the country before the course

    Cost, intake calendar, visa risk and work rights vary far more between countries than between universities. Decide the country first, then shortlist within it.

  2. 2

    Sit the test the country asks for

    IELTS or PTE for Australia, New Zealand and the UK; TOEFL for the US; JLPT for Japan; TOPIK for Korea; German for Ausbildung. Book early; dates fill.

  3. 3

    Apply and collect your offer

    Applications need transcripts, English results, a statement of purpose and sometimes references. An offer letter is conditional until you meet its conditions.

  4. 4

    Build the financial file

    Bank balance, income source and loan documents need to look accumulated, not assembled. Start months before you lodge, not weeks.

  5. 5

    Take the No Objection Certificate

    Every Nepali student going abroad needs an NOC from the Ministry of Education, applied for online at noc.moest.gov.np, before departure.

  6. 6

    Lodge the visa and prepare to fly

    Each country has its own lodgement route: ImmiAccount, IRCC, AVATS, an embassy interview. After the grant comes forex, ticketing and pre-departure.

The NOC is yours, not your agent's. Apply at noc.moest.gov.np and keep the login.

Money needs a history. Balance that appeared last month reads as borrowed, and case officers check.

Nobody can guarantee a visa. Anyone selling one is selling you a refusal.

Everything you need before you apply

A complete file is what separates a smooth application from a refused one. Gather these in the order shown: academic and test proof first, then money, then the application and visa pack.

Academic

  • SLC/SEE certificate
  • +2 certificate and transcripts
  • Bachelor's degree & transcripts (if applicable)
  • Character / transfer certificate

Test scores

  • IELTS / PTE / TOEFL result
  • JLPT / TOPIK / TestDaF as required
  • GRE / GMAT for selected programmes

Financial proof

  • 3–6 months bank statements
  • Income source documentation
  • Loan sanction or scholarship letter
  • Tax clearance (where required)

Application

  • Passport valid 6+ months
  • Statement of Purpose
  • Letters of Recommendation
  • CV / resume and offer letter

Visa & departure

  • NOC from Ministry of Education
  • Medical examination certificate
  • Police clearance certificate
  • Visa fee, forex, ticketing, housing

The tests

All 15 tests

Study abroad consultancies in Nepal

Browse all consultancies

Nepal has over 966 licensed education consultancies registered with the Ministry of Education. These firms help students with university selection, application filing, document attestation, NOC assistance and visa processing. Some also run test preparation classes for IELTS, PTE, TOEFL, JLPT and other exams.

Not all consultancies are equal. Some specialise in a single country and have direct university partnerships; others handle multiple destinations but with less depth. Our directory lets you filter by the country they work on, the district they operate in, the exams they coach, and the services they offer. Always verify a firm against the Ministry's renewed-consultancy list before paying anything.

Scholarships Nepali students can target

Fully funded government scholarships are the most reliable way to study abroad from Nepal at little or no cost. Each has its own test and deadline, so shortlist early and prepare the language or aptitude exam alongside your main application.

ScholarshipCountryWhat it coversOfficial site
MEXT ScholarshipJapanFull tuition + monthly stipendVisit
DAAD ScholarshipsGermanyTuition + living stipendVisit
Chevening ScholarshipUKFull tuition + living + flightsVisit
Australia AwardsAustraliaFull tuition + living + travelVisit
Korean Government (KGSP)South KoreaFull tuition + stipendVisit
Erasmus MundusEuropeJoint master's fundingVisit
Fulbright Student ProgramUSATuition + livingVisit
Commonwealth ScholarshipUK / CanadaTuition + livingVisit

Beyond these, most Nepali students combine a partial scholarship or assistantship with an education loan from a Nepali bank. Always confirm current eligibility and deadlines on the official site, as they change yearly.

Education loans from Nepali banks

When savings and scholarships fall short, a collateral-backed education loan bridges the gap. Nepali banks lend against property or fixed deposits for study abroad, and the sanctioned letter itself strengthens your visa financial evidence. Confirm current rates and limits with the bank directly.

Nabil Bank

Abroad-study loans up to approx. NPR 30 million against collateral.

NMB Bank

Education loan with repayment aligned to course duration.

Nepal Investment Mega Bank

Dedicated abroad-study loan product.

Global IME Bank

Education financing for Nepali students going overseas.

Everest Bank

Study-abroad loan with flexible tenure options.

Explore more on Scolar

Related pages to help you plan every part of your study-abroad journey.

Frequently asked questions about studying abroad from Nepal

Answers to the most common questions Nepali students and families ask: from costs and tests to visas and consultancies.

1 Which country do most Nepali students go to?

Australia, by a wide margin: around six in ten of the No Objection Certificates issued by the Ministry of Education are for Australia. Japan is second, largely through language schools, followed by Canada, the USA, the UK and South Korea.

2 What is the No Objection Certificate (NOC)?

A certificate issued by the Ministry of Education, Science and Technology confirming the government has no objection to your studying abroad. Every Nepali student needs one before departure. You apply online at noc.moest.gov.np with your offer letter, academic documents and financial evidence.

3 How much money do I need to study abroad from Nepal?

It depends entirely on the country. Germany and Japan can be done for well under Rs 20 lakh a year; Australia, Canada and the UK usually need Rs 40–55 lakh for the first year including proof of funds. Compare the destination pages before you commit to a plan.

4 Which English test should I take?

IELTS or PTE for Australia, New Zealand, the UK and Canada; TOEFL for the USA; Duolingo where the institution and the visa authority both accept it. For Japan, Korea, China and German-taught programmes you need that country's own language test instead.

5 Do I need a consultancy?

No: applying directly is entirely possible. A consultancy is buying you familiarity with a specific country's paperwork and, usually, partner-university channels. Check any firm against the Ministry of Education's renewed-consultancy list before paying anything.

6 Can I work while studying abroad as a Nepali student?

Most popular destinations allow part-time work during term: Australia allows 48 hours per fortnight, Canada and the UK permit 20 hours per week, Japan allows 28 hours per week during term and 40 hours during holidays. Germany lets international students work up to 120 full days or 240 half days per year. Post-study work rights vary by country and qualification level.

7 What documents do I need to apply to study abroad from Nepal?

The core documents include: academic transcripts and certificates (SLC/SEE, +2, bachelor's as applicable), English proficiency test results, a valid passport, passport-size photographs, a statement of purpose, letters of recommendation, bank statements (typically 3–6 months of financial history), income source verification, and a No Objection Certificate (NOC) for departure. Some countries also require medical examination certificates and police clearance.

8 How long does the study abroad process take from Nepal?

The typical timeline is 3–6 months end-to-end: 1–2 months for test preparation and the exam itself, 2–4 weeks for university application and offer letter, 1–2 months for financial documentation and NOC, and 2–8 weeks for visa processing depending on the country. Japan through language schools can be faster (2–3 months) while Canadian study permits sometimes take 4–6 months.

9 Is it cheaper to study in Germany or Australia from Nepal?

Germany is significantly cheaper on tuition: most public universities charge zero or minimal fees even for international students. However, you need a blocked account of approximately Rs 12 lakh per year for living expenses. Australia has higher tuition (Rs 15–40 lakh/year) but allows more generous work rights during study. The total first-year cost for Germany is typically Rs 8–15 lakh versus Rs 27–58 lakh for Australia.

10 What is the best country for Nepali students for permanent residency?

Canada and Australia have the clearest pathways from student visa to permanent residency. Canada's Express Entry and Provincial Nominee Programs give international graduates extra CRS points, while Australia's points-based system rewards Australian qualifications and regional study. New Zealand and Germany also offer post-study work-to-residence pathways, though the timelines differ.

11 Can I apply to study abroad without IELTS from Nepal?

Yes, several alternatives exist. PTE Academic is accepted by Australian, New Zealand, UK and Canadian institutions. Duolingo English Test is accepted by a growing number of universities. Some universities waive the English test if your previous degree was taught in English. For non-English destinations like Japan, Korea and Germany, you take their respective language tests instead.

12 How do I choose the right consultancy in Nepal?

Verify they appear on the Ministry of Education's renewed-consultancy list first. Then check: whether they have a physical office you can visit, which countries they are authorised for, whether they charge fees upfront or after placement, and what their recent visa success rate looks like. Our consultancy directory lets you compare firms by country, district, services and exam coaching.

13 What are the cheapest countries to study abroad from Nepal?

Germany (often tuition-free), Japan (especially through vocational schools), South Korea (government scholarships available), and Malaysia offer the lowest total costs. Germany stands out with no tuition at most public universities, meaning your main expense is living costs of Rs 8–12 lakh per year. Japan through language schools can be done for Rs 14–27 lakh all-in.

Terms you will meet on the way

The study-abroad process comes with its own vocabulary. Knowing these terms helps you read university and visa pages accurately and avoid costly confusion.

NOC

No Objection Certificate issued by Nepal's Ministry of Education confirming the government has no objection to your studying abroad.

IELTS / PTE / TOEFL

English proficiency tests accepted by universities and visa authorities in English-speaking destinations.

PR (Permanent Residency)

Long-term residency status. Canada, Australia and New Zealand offer post-study routes to PR.

GTE

Genuine Temporary Entrant: the Australian student-visa criterion that you intend a real, temporary stay.

CAS

Confirmation of Acceptance for Studies: the UK document you need to apply for a Student visa.

CoE

Confirmation of Enrolment: the Australian document required for a student-visa application.

I-20

The US Certificate of Eligibility for F-1 student-visa applicants.

Blocked account

A restricted German bank account proving you can cover living costs for the first year.

SOP

Statement of Purpose: the essay explaining why you want to study a given course and country.

LOR

Letter of Recommendation: a reference from a teacher or employer supporting your application.

ECAN

Educational Consultancies Association of Nepal, the industry body for licensed consultancies.

A complete guide to studying abroad from Nepal: 2026 edition

This page is a comprehensive resource for Nepali students, families and education professionals researching international study options. It covers every major destination country, including Australia, Japan, Canada, the United States, the United Kingdom, South Korea, Germany and New Zealand, with indicative costs in Nepali Rupees (NPR), visa requirements, accepted English and language proficiency tests, part-time work rights, and post-study work visa pathways.

Nepal's education landscape drives a significant portion of its youth population to seek degrees overseas. With over 150,000 students estimated to be studying abroad at any given time, and the Ministry of Education issuing tens of thousands of No Objection Certificates annually, understanding the full journey, from test preparation to visa lodgement, is essential for making informed decisions. The choice of destination country has a greater impact on total cost, processing time, and long-term career outcomes than the choice of university within that country.

For each destination, this guide provides: indicative first-year tuition fees in NPR (converted from the destination's own currency and requirements), estimated annual living costs, visa application fees, required proof-of-funds amounts, typical visa processing timelines, part-time work-hour limits during study, post-study work visa durations, and the primary English or language proficiency test accepted. These figures move with exchange rates and government policy changes: always confirm current amounts with the university and the relevant embassy or visa authority.

The guide also maintains a directory of over 966 licensed education consultancies operating in Nepal, registered with the Ministry of Education. Students can filter consultancies by destination country, Nepali district, test preparation services offered, and specific services such as university application filing, NOC assistance, visa processing and document attestation. Every consultancy listed has been verified against the Ministry's current registry.

For test preparation, this resource covers IELTS, PTE Academic, TOEFL, Duolingo English Test, GRE, GMAT, SAT, ACT, JLPT (Japanese Language Proficiency Test), TOPIK (Test of Proficiency in Korean), HSK (Chinese proficiency), TestDaF (German academic language), and numerous professional registration exams. Each test page includes the test format, fee structure, score requirements by country and programme level, and links to free practice materials where available.

Related resources on Scolar include the test preparation hub, the consultancy directory, individual country-specific study guides, and targeted district-level consultancy listings. All data is sourced from government publications, university admissions offices, and verified consultancy profiles. This guide also covers the intake calendar for each destination, a best-fit framework for choosing a country by budget and visa goal, government scholarships Nepali students can apply for, education-loan options from Nepali banks, a full document checklist, and a glossary of the terms used throughout the application and visa process.